Best Way to Finance a Backyard Swimming Pool

If you’re thinking of adding a backyard swimming pool, you’re probably wondering how much it will cost. The short answer is, it depends. The cost of a backyard swimming pool varies depending on the size, type, and features of the pool, as well as the cost of labor and other factors.

In this guide, we’ll show you how to finance a backyard swimming pool so you can enjoy all the benefits without breaking the bank. We’ll discuss the different financing options available, as well as the pros and cons of each. We’ll also provide some tips on how to get the best deal on a backyard swimming pool.

So if you’re ready to take the plunge, read on for everything you need to know about financing a backyard swimming pool.

How much does a backyard swimming pool cost

The cost of a backyard swimming pool can range from a couple thousand dollars to over twenty thousand dollars. The price depends on the size, type, and features of the pool. Inground pools tend to be the most expensive, while above ground pools are the least expensive.

Upfront costs

The cost of a backyard swimming pool can vary depending on the size, type, and features of the pool. The average cost of a small, inground pool is about $20,000, while a large, inground pool with lots of features can cost upwards of $100,000.

If you’re considering financing a backyard swimming pool, there are a few things to keep in mind. First, the upfront costs of a pool can be significant, so you’ll need to determine whether you can afford the initial investment. Second, ongoing costs such as maintenance and utilities can add up, so it’s important to factor those into your budget as well. Finally, you’ll need to decide whether you want a swimming pool solely for your own enjoyment or if you’re interested in renting it out to others.

No matter what your budget is, there’s a backyard swimming pool that’s right for you. With careful planning and execution, you can enjoy years of fun in the sun with your very own slice of paradise right in your own backyard.

Maintenance costs

In addition to the upfront cost of your pool, you’ll also need to factor in the ongoing costs of maintenance. These costs will vary depending on the size and type of pool you have, as well as the climate in your area.

Generally speaking, you can expect to spend between $100 and $150 per month on pool maintenance. This includes the cost of chemicals, filter replacement, and repairs. If you live in an area with a longer swimming season, you may need to budget for additional monthly expenses, such as pool covers and heaters.

Financing a backyard swimming pool

A backyard swimming pool can cost anywhere from a few thousand dollars to over fifty thousand, depending on the size, type, and features of the pool. Homeowners often finance their pools with a home equity line of credit, a personal loan, or a pool loan. Some companies that specialize in swimming pool loans are LightStream, SunTrust, and Poolsure.

Personal loan

So, you’ve decided you want a swimming pool in your backyard. Great! Having a pool can provide hours of fun for you and your family, and can even increase the value of your home. But before you dive in (pun intended), it’s important to understand the different financing options available to you, as well as the pros and cons of each.

One option for financing a backyard swimming pool is to take out a personal loan. Personal loans can be obtained from a variety of sources, including banks, credit unions, and online lenders. The application process is typically quick and easy, and you’ll likely get a decision within a few days. One advantage of personal loans is that they can be used for just about anything – so if you have other expenses related to your pool (such as decking or patio furniture), you can rolled them into one loan. Another advantage is that personal loans typically have fixed interest rates, so your monthly payments will be predictable.

However, there are also some downsides to personal loans. One is that they often have relatively high interest rates – so if you don’t plan on paying off the loan quickly, you could end up paying quite a bit in interest over time. Additionally, most personal loans have fairly short repayment terms (usually 3-5 years), so if you’re looking to finance a larger pool project, you may need to look at other options. Finally, because personal loans are unsecured (meaning they’re not backed by collateral), they typically have lower loan limits than other types of loans – so if you’re looking to finance a very large project, a personal loan may not be the best option.

Home equity loan

A home equity loan is one option for financing a backyard swimming pool. With a home equity loan, you can borrow against the equity you have in your home. The amount you can borrow will depend on the value of your home and the amount of equity you have. Home equity loans typically have lower interest rates than other types of loans, so they can be a good option if you are looking to save money on financing.

Credit card

If you’re looking to finance a backyard swimming pool, one option is to use a credit card. This can be a good option if you have good credit and can afford to make the payments. However, you will need to be careful of interest rates and fees. Make sure you understand the terms of your credit card agreement before you sign up.


In conclusion, the best way to finance a backyard swimming pool is by taking out a loan. This will allow you to spread the cost of the pool over a longer period of time and make monthly payments, making it more affordable. There are many lenders who offer loans for swimming pools, so be sure to shop around for the best rates and terms.